What Is Identity Theft?
Identity theft, or identity fraud, occurs when someone steals information that defines your personal identity—such as your name, Social Security Number, bank account numbers, and credit card numbers—to reap the benefits of posing as you. These benefits can be financial, such as access to your accounts and credit cards, or they can be reputational in that thieves can use your identity to get a job or commit a crime.
Why Is It a Problem?
In most cases, a thief wants your identity information in order to steal financial assets from you. But even if the thief isn’t stealing money directly from you, you ultimately become responsible for loans or accounts opened with your personal information. Such accounts could affect your credit score and your ability to qualify for loans or accounts of your own.
What Is Offline Identity Theft?
Learn MoreOver 89% of identity theft occurs offline. Are you protected?
Theft Statistics
Learn MoreDid you know that over 11 million Americans were the victims of identity theft last year?
